by Colleen Posey

Visiting the Emergency Room vs. Urgent Care.


It’s flu season, and you have unfortunately come down with the dreaded sickness. You have been fighting body aches, fever, and nausea that won’t cease, and are unable to get in with your primary doctor.  This is a common situation that many of us run into, and the question is always “Should I go to the urgent care or emergency room?”  It’s important to understand the difference between the two, which can possibly save you money and time in the long run.

An urgent care facility specializes in treatment of minor to moderate medical symptoms. In most cases you will save money by visiting an urgent care facility for minor to moderate medical symptoms versus if you had gone to the emergency room. Please consult your insurance policy to determine your exact copay. These facilities are open after business hours and weekends, and typically have shorter wait times than the emergency room.

As mentioned above the cost of care when utilizing the emergency room will potentially be higher. Based on your insurance policy you may have a copay or services may be subject to deductible. Please consult your insurance policy to determine how emergency room services will be covered. For severe or life threatening symptoms, you should seek emergency room services immediately.

National healthcare open enrollment starts November 1st and ends on December 15th. To make an appointment with one of our trusted advisors please contact us at 906.228.7500.

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