Blogs | VAST Insurance Agency | Marquette, MI
January 9, 2024

Data Q System & Challenges


Data Q System – two words and a letter that do not mean anything to most of the population. However, to those involved in trucking and transportation and heavy auto fleet operations the Data Q System is a familiar item, and one that causes frustration sometimes. So, what is the Data Q System? According to J.J. Keller Compliance Network, the Data Q System is “an electronic system for filing challenges, formally called requests for reviews, or RDRs, to data maintained by the Federal Motor Carrier Safety Administration (FMCSA) in the Motor Carrier Management Information System (MCMIS).” [1] In laymen’s terms, … Continue reading

January 9, 2024

What is Occupational Accident Coverage for Truckers?


In the trucking and motor carrier world there are boundless types of insurance that can benefit a business. One coverage that is not as widely discussed in trucking circles, but should be, is Occupational Accident Insurance, or Occ Acc for short. Occupational Accident Coverage is an important coverage for all motor carrier operations, but it is especially important for operations that use independent contractors (i.e., owner operators) in their operations. Occupational Accident Coverage, “provides coverage for lost wages, medical expenses, and death benefits for work-related injuries. It functions similarly to workers’ compensation insurance but is primarily used for independent contractors, … Continue reading

December 21, 2023

Trailer Interchange Coverage


The shipping / transportation / trucking industry is one that is extremely involved and spread out amongst all 50 states in the U.S. Companies throughout the process – from manufacturers to trucking companies to retailers and wholesalers – are hardly ever concentrated in one area. Efficiently moving goods from a point of origin to an ending destination is key for all industry participants, but especially for trucking and transportation companies. Their company livelihood relies on being able to move goods from one point to the next in a safe and profitable manner. One way companies move items efficiently is by … Continue reading

September 12, 2023

National Truck Driver Appreciation Week


Today’s society moves at a very fast pace and sometimes we need to take a moment to stop and realize what is going on around us and thank those who impact our live in ways we don’t even realize. One group of individuals that impacts our everyday lives are truck drivers. From the food we eat and beverages we drink, to the clothes we wear and the electronics we use, all these items, and more, were likely delivered to their destination by a truck driver. How many goods exactly do truckers provide in the United States, you may ask? According … Continue reading

June 3, 2021

Cyber Incident Response Plan


Cyber events, cyber-attacks, cyber incidents…the list of names for events where an organization’s system is compromised is never ending. Unfortunately, along with the long list of names, the actual events themselves are becoming more and more frequent and severe for organizations around the world. As you try and navigate the world of cyber-liability, cyber-attacks and cyber incidents, you may wonder how you can best protect your system and your organization from being a victim of an attack or mitigating the ramifications of an attack. Along with strong risk management, security protocols, and a robust cyber insurance program in place to … Continue reading

October 21, 2020

Non-Owned Aircraft Liability


Traveling for business, pre-COVID, was a simple matter. Employees and businesses made travel arrangements almost daily and did not think twice about it. The COVID-19 Pandemic has not only changed the way individuals are going to travel, but businesses as well. With new restrictions and health protocols for flying being implemented around the globe, businesses may look to potentially outsourcing air travel for their employees to specialized companies, or even employees who may have access to personal aircraft. If your business is considering either one of these options, it should also look into putting a non-owned aircraft liability in place. … Continue reading

October 16, 2020

Warehouse Legal Liability


There are multiple coverages that a trucking / transportation business has to have to ensure proper coverage. Business auto to cover the vehicles while they are on the road, workers compensation to cover your employees while they are working, and motor truck cargo to cover the goods of others while you deliver them are probably some of the most obvious ones that you would think of. However, to make sure your business is properly covered in the event of any loss, you must take a look at all lines of coverage to address all risks. One area of coverage that … Continue reading

October 8, 2020

SAFER Website


You own a business, and you want to start contracting out some of your hauling and logistics to a local trucking company. You reach out to several companies to get quotes, but you want more information on who you are going to be in business with. You really want to see how the companies stack up against each other in terms of safety, but are not sure where to find that information? Well, you are in luck! The Federal Motor Carrier Safety Administration (FMCSA) operates, and maintains, a website where the public can research basic information about any registered motor … Continue reading

August 13, 2020

What is the Federal Motor Carrier Safety Administration?


Trucking and transportation, much like other industries in our society, is regulated by government at the local, state, and federal levels. The Federal Motor Carrier Safety Administration, or the FMCSA, is one government agency that trucking / transportation companies may be the most familiar with. The FMCSA is an agency within the Department of Transportation, and it was established on January 1st, 2000. The FMCSA has over one-thousand employees in all fifty states, and is led by a Deputy Administrator who is appointed by the President, and confirmed by the Senate. Per the agency’s website, the primary mission of the … Continue reading

December 4, 2019

Winter Travel


It’s that magical time of year again – Winter! This is the time of year when snow, ice, and the elements make our travel a little more precarious than it already is. Driving in the winter time, especially over long distances to visit family and friends, can seem like a daunting task. However, there are steps / precautions you can take to help assist your travel being as stress free / safe as possible. Be sure your vehicle is winter road ready. It is a good idea to have your vehicle inspected by a licensed and insured mechanic to ensure … Continue reading

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