If you are currently expecting a baby, it’s important to understand your health insurance policy. Having a child is expensive, but knowing what you should/shouldn’t have to pay out of pocket for is extremely important. In this blog post I will provide a list of noteworthy benefit plan questions to look into to better understand what will/will not be covered: 1. What is your policy’s deductible, coinsurance, and out of pocket maximum? 2. Are your doctors and hospital in or out of network with your insurance provider? 3. If you have an HMO policy, do you need a referral from … Continue reading
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