June 13, 2019

The Benefits of Vacation


Summer has arrived! And with summer comes traveling, especially for northerners who have endured a very long winter. It’s very nice to escape the inconsistent up and down temperatures, maybe a late season snowstorm, and the soggy melting season! Surprisingly, many Americans leave vacation days unused. Studies report that it is estimated that 429 million paid vacation days go unused every year, and 30 percent of Americans do not use all of their vacation days. One of the major reasons why Americans leave vacation days unused is the fear of losing their jobs, which is a shame, because there are … Continue reading

April 26, 2019

The Calculation of Workers’ Compensation Premium


Every day here in the office my colleagues and I answer plenty of questions our insureds have. One of the areas that we receive a lot of questions on is workers’ compensation. This blog will outline how workers’ compensation premiums are calculated. The primary purpose of workers’ compensation is to pay for medical and loss of wages to employees that have been injured in the course of their employment. The system is a “no fault” system, which helps provide coverage for medical expenses and lost wages to injured employees regardless of negligence. Workers’ compensation varies from state to state, but … Continue reading

March 28, 2019

The Melt And How to Deal With It


After the winter that Northern Michigan and the Midwest in general has experienced, it may be safe to say that spring is quickly approaching. The sun is getting higher in the sky throughout the day, bringing warmer temperatures and now with Daylight Savings Time our daylight hours are extended. With the incredible snow totals, and extreme cold temperatures we’ve endured this winter, there are some items you may want to take into consideration when preparing your home, office building, or structures in general to be sure they are foundationally sound for what they’re about to go through this melting season. … Continue reading

February 25, 2019

The Benefits of Offsite Meetings to Organizations


On January, 21st, 2019 the team here at VAST had our 2019 Annual Meeting at Barrel and Beam brewery in Marquette. It was a full day of reflecting on 2018, as well as planning for a successful 2019. The day was productive and fun, complete with a guest speaker, taco bar, and a late afternoon happy hour for employees to mingle and chat about everything that had been covered throughout the day. As I think about the benefits of this meeting, one thing that comes to mind was the fact that we were out of the office at a neutral … Continue reading

December 10, 2018

Holiday Safety


A lot of variables come with the holiday season. People are traveling many miles, cooking elaborate meals for loved ones, ordering plenty of items off the internet, and decorating their homes. All of these various activities expose us, our home, and our families to a little risk. It’s nothing to be too scared or nervous about, but keeping these holiday safety tips at the forefront this season may help you and your loved ones stay safe. After all it is supposed to be “the most wonderful time of the year”, let’s be sure to keep it that way! When decorating … Continue reading

November 30, 2018

How Regular Exercise Impacts Workplace Performance


When we think of exercise, usually the first things that come to mind are improving our physique and bettering our health. A regular exercise program can lower blood pressure, improve cardiovascular health, and improve confidence and self-esteem.  Another benefit of exercise that people don’t always realize is that it improves the way we think. This has a direct translation to how we perform in the workplace! Studies indicate that our brain firepower is directly linked to our regular physical routine. Regular exercise has the following cognitive benefits: improved concentration, sharper memory, faster learning, prolonged mental stamina, enhanced creativity, and lower … Continue reading

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