May 15, 2020

Money Saving Tips


A very popular New Year’s resolution people make is to cut back on spending and save more money. One positive of our recent quarantine is that this a little easier to do, and incorporating financial stability and being mindful of spending can be very satisfying and provide benefits in many facets of one’s life. This can come from a variety of strategies such as tackling debt, eliminating unnecessary purchases, and just putting more into a savings account on a monthly basis. Now being in the third month of the year, people may have fallen off the wagon a bit. Maybe … Continue reading

April 6, 2020

Positivity Through the Transition


We’re living in strange times; it feels like time is passing so fast, but yet so slow. There’s a constant desire to keep up with all of the new information surrounding the Coronavirus pandemic, yet also an urge to just unplug and distance ourselves from it. Trying to keep up with everything can be overwhelming, exhausting, and anxiety inducing; but not paying attention to it causes ignorance to a global pandemic, in which we’re literally watching history unfold day by day. Many of us have faced some sort of transition in light of COVID-19; whether that’s going from working full … Continue reading

February 24, 2020

Notary Bonds – What Does That Mean?


Many people have heard of a “notary” or have needed a document “notarized”, but what does that really mean or entail? Well, let’s start with what a Notary Bond is. It is a legally binding contract guaranteeing the Notary (the person authorized) will complete tasks ethically while abiding by the law. If a notary does not adhere to the law, a claim can be made against the bond by the issuing state or those harmed as a result of the notary’s actions. If the claim is valid, the bond amount is used to indemnify the harmed parties. This protects the … Continue reading

January 9, 2020

The Benefits of a Break


Have you ever been working on something, and realize that it is taking way longer than it should? If so, a 15 minute or so break from the project or task at hand could do wonders for productivity and efficiency. These breaks provide much more benefits than one might not have previously considered. They can make you not only more productive, but more creative and attentive! Working without a break throughout the day could be detrimental. The brain needs a rest, as research indicates that working nonstop can affect the connections in your brain, increasing the risk of developing neurological … Continue reading

September 17, 2019

The Benefits of Listening to Podcasts


Podcasts have been around for some time now, but I’ve been late to jump on the train of making them a part of my daily life. Recently, I have started listening to podcasts, and I have realized how much I enjoy them. There is so much out there to learn about! Podcasts offer a vast amount of topics and for the most part, they’re free! There truly is something out there for everyone. In fact, as I’m writing this blog, I’m listening to a podcast! Podcasts are great to listen to when you have free time when you would usually … Continue reading

August 8, 2019

Summer Safety Tips


With the Fourth of July in our rear view mirrors, it is safe to say we’re in the Dog Days of Summer! Summer is such a great, fun time of the year, but there are important things to remember to be sure everyone has an enjoyable time without any of the dangers the warm months can bring. Stay hydrated. Water is such a simple, vital part of life, and in the summer it’s even more important! It may sound silly, but plan your water. Be sure to pack enough for whatever your outdoor adventure may be, and plan your water … Continue reading

June 13, 2019

The Benefits of Vacation


Summer has arrived! And with summer comes traveling, especially for northerners who have endured a very long winter. It’s very nice to escape the inconsistent up and down temperatures, maybe a late season snowstorm, and the soggy melting season! Surprisingly, many Americans leave vacation days unused. Studies report that it is estimated that 429 million paid vacation days go unused every year, and 30 percent of Americans do not use all of their vacation days. One of the major reasons why Americans leave vacation days unused is the fear of losing their jobs, which is a shame, because there are … Continue reading

April 26, 2019

The Calculation of Workers’ Compensation Premium


Every day here in the office my colleagues and I answer plenty of questions our insureds have. One of the areas that we receive a lot of questions on is workers’ compensation. This blog will outline how workers’ compensation premiums are calculated. The primary purpose of workers’ compensation is to pay for medical and loss of wages to employees that have been injured in the course of their employment. The system is a “no fault” system, which helps provide coverage for medical expenses and lost wages to injured employees regardless of negligence. Workers’ compensation varies from state to state, but … Continue reading

March 28, 2019

The Melt And How to Deal With It


After the winter that Northern Michigan and the Midwest in general has experienced, it may be safe to say that spring is quickly approaching. The sun is getting higher in the sky throughout the day, bringing warmer temperatures and now with Daylight Savings Time our daylight hours are extended. With the incredible snow totals, and extreme cold temperatures we’ve endured this winter, there are some items you may want to take into consideration when preparing your home, office building, or structures in general to be sure they are foundationally sound for what they’re about to go through this melting season. … Continue reading

February 25, 2019

The Benefits of Offsite Meetings to Organizations


On January, 21st, 2019 the team here at VAST had our 2019 Annual Meeting at Barrel and Beam brewery in Marquette. It was a full day of reflecting on 2018, as well as planning for a successful 2019. The day was productive and fun, complete with a guest speaker, taco bar, and a late afternoon happy hour for employees to mingle and chat about everything that had been covered throughout the day. As I think about the benefits of this meeting, one thing that comes to mind was the fact that we were out of the office at a neutral … Continue reading

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