There may be circumstances where an individual is enrolled in two health insurance policies. For example, an individual is enrolled in a policy through his employer, and is also enrolled under his spouse’s policy at the same time. When these two policies work together to pay claims, it’s called Coordination of Benefits. It is imperative if you are in a scenario similar to the one described, that you inform both insurance carriers of the dual coverage to establish which plan is primary vs secondary. This allows the two insurance carriers to work together and avoid duplicate payments on the same … Continue reading
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