Imagine this scenario; you allow an employee to drive your truck to a job site, and on the way he strikes and injures a pedestrian. The pedestrian is now looking to sue you personally, and the business. Now what? Who is going to pay? Your personal auto policy could deny the claim since the employee was driving for business purposes. Now your personal assets could be at risk as these claims can get quite costly considering the cost of medical care continues to rise, and defense costs can add up quickly. Can’t you just add incidental business use to your … Continue reading

Even though we are nearing the end of October, I wanted to honor fire prevention month with a few tips to help keep you safe. I recently attended my son’s school field trip to the fire station, and learned a few things along with those kindergartners. Did you know you are supposed to check your fire alarms once a week and change the batteries once a year? Pick a day of the week that you designate to checking the fire alarms and choose a day you will remember to change your batteries, such as your birthday. Also, check with your … Continue reading

If you are staring a new business, there are many things to think about and usually commercial insurance is last on the list. Here is a very simplified guide to the basic coverages to consider. 1. General Liability: Every business should have Commercial General Liability Insurance. There are three basic coverages General Liability provides: Bodily injury:  This is your basic customer slips and fall type of coverage. For your General Liability coverage you have to be negligent in some way (did you properly clear the sidewalk). However, most General Liability policies have what is called Medical Expense coverage. This is … Continue reading

Here at VAST we take our workplace culture seriously…well most of the time, except when we have events such as watermelon spitting contests or VAST Olympics. We take great pride in the culture we have created, which is the perfect balance of fun, healthy and working hard. Our core values define what our culture is, and we focus on those values daily. We even have a book that shows what our culture is all about. We also have committees that help to define our culture and keep it strong. Our three main committees are the Nerd Herd, Fun, and Zen. … Continue reading

4:45am: Roll out of bed, throw on my workout clothes and head to the gym for a quick workout. 6:00am: Get myself and two boys ready to go 7:20am: Out the door to bring the boys to daycare 8:00am: Arrive at VAST for work 12:00pm: Lunch-pick up the house and prep for dinner (the more I can get done now the more time we have with our boys after work). 5:00pm: Leave work and head to daycare (there is a little bribing involved but I finally convince my 3 year old to leave). 5:45pm: Arrive home, make and eat dinner … Continue reading