Imagine this scenario; you allow an employee to drive your truck to a job site, and on the way he strikes and injures a pedestrian. The pedestrian is now looking to sue you personally, and the business. Now what? Who is going to pay? Your personal auto policy could deny the claim since the employee was driving for business purposes. Now your personal assets could be at risk as these claims can get quite costly considering the cost of medical care continues to rise, and defense costs can add up quickly. Can’t you just add incidental business use to your … Continue reading
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