If you are a business owner, you know that you are responsible for insuring your business. What would happen if a fire or other incident occurred and you did not have enough insurance coverage to rebuild? No one wants to think of worst case scenarios, but if you own a building or property, you will want to insure what you own to value. Insuring to value refers to the cost to rebuild an identical building from scratch, and that equates to the amount of insurance coverage you would want. Essentially, it’s the cost to repair or replace what you own. … Continue reading
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