September 26, 2018

Getting Prepared for Flu Season

School is back in session, summer is on its way out the door, and the autumn season is upon us. With this brings seasonal allergies, colds, and potentially the start of the flu season.  Following preventative measures is highly effective to protect yourself against falling ill with the flu. The CDC recommends getting a flu vaccine by the end of October. This gives your body time to build antibodies that protect against the flu before the season begins,  and it starts spreading throughout the community. A common question regarding vaccinations is, “How is the flu shot covered by my insurance”?  … Continue reading

December 28, 2017

Why do I Have Medical Payments Coverage on my Home Insurance?

“Why do I have medical payments coverage on my home insurance?” This is a question that comes up quite often when people discuss their home insurance policy with me.  It’s actually a great question, because at first glance this doesn’t seem like a coverage that should be associated with your home. That’s what you have health insurance for, right? The truth is that this coverage actually isn’t for you, or any of your household members for that matter. Allow me to elaborate. Medical payments coverage is only for non-household members. Essentially, it is a good faith payment that your home … Continue reading

February 24, 2017

Chat With Us!

If you have traveled to our website lately you may have noticed three little words staring at you from the bottom right corner: Chat with us! While these words are self-explanatory, what they don’t tell you is that this has been an adventure two years in the making. Allow me to elaborate. Two years ago we decided to totally revamp our website, and after plenty of high level collaboration with a local creative agency, Elegant Seagulls, our vision became the reality that you currently see when you go to  Part of the collaboration that I just mentioned was the … Continue reading

August 4, 2016

Five Tips to Beat the Heat

It’s a hot one out there! As we head into the dog days of summer the temperature outside seems to show no signs of coming down any time soon. Not everyone has the pleasure of being able to sit in air conditioning; so that got me thinking, “What are some of the best ways to stay cool?” These are my top five tips to beat the heat, in no particular order. 1. Drink more water – It’s always important to stay hydrated, but it’s especially important when it’s hot out. Your body essentially acts like an air conditioner. It cools … Continue reading

June 3, 2016

How Does Tiny Home Insurance Work?

I have a confession to make. Like many other people, I have an unhealthy obsession with watching HGTV. I turned it on this weekend, and a show came on called “Tiny House, Big Living.” The show highlights people who are building their dream home, with the catch being that the homes are so small that most of them are built on the frame of a utility trailer. As I began to watch this program, I started to see why tiny homes are becoming a trend in the United States. These people have little to no mortgage, mobility, and very simplified … Continue reading

May 13, 2016

Michigan Catastrophic Claims Association Rate Change for 2016

The Michigan Catastrophic Claims Association (MCCA) recently put out a press release detailing changes in their rate for 2016. Some of you may be wondering, “What is the Michigan Catastrophic Claims Association?” Better yet, some of you may be wondering, “What does that have to do with me?” I am here to answer both of those questions for you. Simply put, the MCCA is reinsurance for the insurance companies in the state of Michigan. It has been in place since 1978, and every insurance company in the state that sells auto or motorcycle coverage is required to be a member.  … Continue reading

October 29, 2015

What is Your Workplace Culture: Part III

Welcome to part three of our series on workplace culture. The focus of this blog is on the group of people at VAST who enjoy technology, and everything that comes with it. This group is eloquently known as “The Nerd Herd.” If you look in the Merriam-Webster dictionary you will find the word nerd defined as, “An unstylish, unattractive, or socially inept person; especially one slavishly devoted to intellectual or academic pursuits.” I am writing this today to tell you that I respectfully disagree with that definition. Look around you in popular culture, and nerds have become what I call … Continue reading

July 28, 2015

130 Years and Counting

In the year 1885 a company was started in Marquette, Michigan. The name of that company was Sidney Adams Real Estate, Insurance, and Loans. Following the old saying that all you need is a dollar and a dream, this company was started by a man, who in 1850, had come to Marquette with only a dollar in his pocket. Over the years this company has changed locations, names, and faces. Yet, 130 years later this company, now known as VAST, is not only surviving but thriving. The biggest question is; Why? Simply put, it is this writer’s opinion the reason … Continue reading

March 1, 2013

4 Blue Rules: My First Year At Vast [Part 2 of 2]

Last week I discussed the first two “Blue Rules” that I’ve come up with from my first year of working at VAST. This blog is a continuation of those rules, so let me pick up right where I left off. LESSON # 3 – GIVE BACK This is both simple and complex at the same time. VAST is an extremely philanthropic place. I was amazed to learn just how many causes and charities that are donated to. But it ends up being so much more than just giving money to a cause. Where VAST amazed me is that nearly every … Continue reading

February 21, 2013

4 Blue Rules: My First Year At Vast [Part 1 of 2]

“What a long strange trip it’s been.” These words were cemented in history in the 70’s by the iconic jam band known as The Greatful Dead, but on January 16th of this year I found myself using these same words. That day marked my one year anniversary of being hired at VAST, and it caused me to sit and reflect about where the past twelve months have taken me. I’ve learned some lessons along the way, and I’ve compiled them into four “Blue Rules” instead of golden rules because here at VAST “Blue Culture” reins supreme, but more on that … Continue reading

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