October 12, 2018

The Importance of a Good Night’s Sleep


Life is busy and the days are short. Whether you’re trying to get more work done, studying for school, or socializing; we pack as much as possible into our schedule, which leaves an essential part of our health neglected, sleep.  Sleep plays a vital role in your health, and there are many consequences to insufficient sleep that can take a toll on overall quality of life. The old saying of, “Never underestimate the power of a good night’s sleep” is an accurate statement. There are many benefits of sleep, some of them being: Healthy Brain Function According to the National … Continue reading

July 26, 2018

What is an EOB?


You contact your insurance agent for assistance on understanding a recent medical claim. More than likely, your agent will ask for a copy of the EOB to better assist in answering your questions. Your first thought may be, “What is an EOB?!” If this has been you, don’t worry.  In insurance talk, the abbreviation EOB stands for “Explanation of Benefits.”   An EOB is a document that members enrolled in a medical benefits insurance plan will receive after a claim has been processed. The document will be from the insurance company.  It will provide a detailed explanation of what was billed … Continue reading

July 17, 2018

Coordination of Benefits – Group Health Insurance


There may be circumstances where an individual is enrolled in two health insurance policies. For example, an individual is enrolled in a policy through his employer, and is also enrolled under his spouse’s policy at the same time.  When these two policies work together to pay claims, it’s called Coordination of Benefits. It is imperative if you are in a scenario similar to the one described, that you inform both insurance carriers of the dual coverage to establish which plan is primary vs secondary. This allows the two insurance carriers to work together and avoid duplicate payments on the same … Continue reading

June 21, 2018

Grill Safety Tips


The summer months are upon us, and that brings sunshine, days at the beach, and barbecues with friends and family.  Being someone who loves anything that includes food, barbecuing is one of my favorite things about summer. Nothing beats sitting out on your back patio, grilling some hot dogs or hamburgers. There are a few things to keep in mind as you immerse yourself in the season to ensure you are grilling safely. Place your grill at least 10 feet away from your house. Keep children and pets away from the grill. Clean your grill regularly. Never leave your grill … Continue reading

June 5, 2018

Skin Cancer Detection and Prevention Month


May was Skin Cancer Detection and Prevention Month. Skin cancer is the most common cancer in the United States, and according to the American Cancer Society, “more skin cancers are diagnosed in the US each year than all other cancers combined.”  This is a scary thing to think about. There are many situations that can put individuals at risk for skin cancer, including exposure to the sun and tanning beds. Protecting yourself and detecting it early is easier than most would think. Some easy steps to follow when you are going to be exposed to the sun are: Sunscreen is … Continue reading

March 28, 2018

Blue 365


If you’re a member of a Blue Cross Blue Shield of Michigan or Blue Care Network (BCN) group health care plan, you have access to resources that you may not be aware of. One of those resources is member discounts with Blue 365®. Members of Blue Cross and BCN plans are eligible to receive savings on a variety of health-related products and services.   These discounts include exclusive deals on things like: Gym memberships Cooking classes Weight-loss programs Fitness gear Travel and recreation Contact lenses Lasik Dental care Hearing aids Fitness magazines Members can take advantage of these discounts by … Continue reading

March 27, 2018

Snow Shoveling Safety


Other areas of the country may be experiencing spring like weather, but here in the Upper Peninsula, we still have snow on the ground and the potential for more snow fall is very likely. We live in an area that is used to getting mass amounts of snow every winter. That being said, we are experienced when it comes to shoveling snow. However, it’s good to keep in mind your safety while shoveling to protect your body from harm. Here are a few tips to follow: Take it slow. Stretch before you begin. Push the snow rather than lifting. Lift … Continue reading

March 16, 2018

St. Patrick’s Day


St. Patrick’s Day, the holiday where everyone is Irish for the day and the green beer flows. Being Irish myself, I look forward to this day every year to celebrate my heritage that I am so very proud of! Many people participate in the joyous festivities every year. If you are planning on partaking be sure that you are prepared to have a safe celebration. First things first, arrange to have a designated driver. Simply put, do not drink and drive. No amount of fun is worth the trouble this can get you in and the harm it can place … Continue reading

March 6, 2018

Workplace Eye Wellness Month


Did you know that March is Workplace Eye Wellness Month? If you’re like me, you more than likely had no idea there was a health awareness month for such a thing. I quickly browsed over this topic, but found myself coming back to it when I began to think about what it meant. Most think that the only way to damage your eyes would be working in a hazardous work environment, such as construction. However, believe it or not, there are many risks for individuals who also work in an office. Did you know that the most common eye problem … Continue reading

January 29, 2018

Understanding Health Insurance Terminology


The majority, if not most, of our population is covered by a health insurance policy. Whether you have an individual health policy or coverage through your employer, we are all required to have health insurance. Having insurance isn’t as simple as just being covered whenever you seek medical attention. It is very important to understand the design of your insurance policy to know what your out of pocket expenses are going to be. Health insurance policies have terminology such as deductible, coinsurance, and out-of-pocket maximums that many people think of as a foreign language. In my post today I’m hoping … Continue reading

National healthcare open enrollment starts November 1st. Contact us at 906.228.7500 to schedule your appointment.

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