October 12, 2018

The Importance of a Good Night’s Sleep


Life is busy and the days are short. Whether you’re trying to get more work done, studying for school, or socializing; we pack as much as possible into our schedule, which leaves an essential part of our health neglected, sleep.  Sleep plays a vital role in your health, and there are many consequences to insufficient sleep that can take a toll on overall quality of life. The old saying of, “Never underestimate the power of a good night’s sleep” is an accurate statement. There are many benefits of sleep, some of them being: Healthy Brain Function According to the National … Continue reading

October 9, 2018

Insurance Misconceptions Pt. II – The Industry


In the first part of this misconceptions blog, we discovered the myths behind the insurance agent. Now let’s dive a little deeper into some of those misconceptions that are often heard about the industry itself. ·         The insurance Industry is always raising rates because they’re “greedy.” The first step in understanding rates is to shine some light on how insurance works. The insurance industry operates under a type of risk management referred to as a risk pool.  In this, risk is allocated among the population with many paying for the losses of the few. On the contrary, when there are … Continue reading

September 26, 2018

Getting Prepared for Flu Season


School is back in session, summer is on its way out the door, and the autumn season is upon us. With this brings seasonal allergies, colds, and potentially the start of the flu season.  Following preventative measures is highly effective to protect yourself against falling ill with the flu. The CDC recommends getting a flu vaccine by the end of October. This gives your body time to build antibodies that protect against the flu before the season begins,  and it starts spreading throughout the community. A common question regarding vaccinations is, “How is the flu shot covered by my insurance”?  … Continue reading

September 17, 2018

Insurance Misconceptions Pt. I – The Agent


Working in the insurance industry, I’ve come to find that during discussions with family and friends I’m often having to paint a “prettier” image of the job of an agent and the industry itself. Here, you will find a few of these misconceptions and the reality of insurance as I’ve come to know it first-hand. Working with an agent is more expensive It actually saves time and money when you go to an agent for your insurance needs. Think of it as your one- stop shop. When you go to an agent at VAST, they are able to seek out … Continue reading

August 30, 2018

VAST FEATURED ON PRESTIGIOUS ‘TOP INSURANCE WORKPLACES’ REPORT


  Leading industry publication Insurance Business America has launched its inaugural Top Insurance Workplaces report for 2018, a fascinating snapshot of the US insurance sector – and VAST is featured prominently on the list. Employees from organizations large and small across the whole of the industry were asked to share what they love and hate about their workplaces – whether it’s great benefits, great resources, great management or anything else. From the hundreds of companies that participated, only 51 hit the high standard needed to secure a spot on the list. VAST was among them. “We’re very excited to be … Continue reading

August 27, 2018

Work Culture Outside of the Office


If you’d like to increase your creativity and productivity in your job, and be more successful in your career, consider joining your coworkers in an after-hours work event.  Engaging with coworkers outside of regular office hours builds and strengthens positive relationships, enhances communication and trust, and makes the workplace happier. VAST creates plenty of opportunities for employees to engage and have fun after work through our committees that focus on the culture of our workplace.  Our Culture Committee regularly plans after-hour events for employees and spouses to get together.  Recently, we’ve held those events at Vango’s, Iron Bay, and the … Continue reading

August 14, 2018

Fall Hazards


  Occupational hazards are a serious aspect employers must consider.  Many safety applications exist to protect workers from harm, including death.  It may surprise you to learn that for Michigan workers, the most frequent cause of death for 2017 was due to falls.  The Occupational Safety and Health Administration, or OSHA, reported falls as the most common cause of work-related deaths for 2016 nationwide, which was 38.7% of all deaths reported. This may bring to mind the image of a construction worker or roofer falling from a high structure. In reality, falls from less than 6 feet can also cause … Continue reading

July 26, 2018

What is an EOB?


You contact your insurance agent for assistance on understanding a recent medical claim. More than likely, your agent will ask for a copy of the EOB to better assist in answering your questions. Your first thought may be, “What is an EOB?!” If this has been you, don’t worry.  In insurance talk, the abbreviation EOB stands for “Explanation of Benefits.”   An EOB is a document that members enrolled in a medical benefits insurance plan will receive after a claim has been processed. The document will be from the insurance company.  It will provide a detailed explanation of what was billed … Continue reading

July 20, 2018

Dogs in the Workplace


It has recently become popular among businesses to encourage, or at least allow, employees to bring their pet dogs to work.  This is often viewed as a perk to potential employees, and is known to boost morale, increase productivity, motivation, and reduce stress.  What can be more fun or enjoyable than a workplace that allows you to bring your best furry friend to the office?  In fact, American Pet Products Manufacturers Association conducted a survey that found nearly a quarter of employees believe that pets should be allowed in the workplace. However, a few questions come to mind.  How can … Continue reading

National healthcare open enrollment starts November 1st. Contact us at 906.228.7500 to schedule your appointment.

Click Here For More Information